Malaysia financial guideChecked 2026-10-28
KWSP / EPF · i-Akaun

How to Register and Activate KWSP i-Akaun (Member): App, Kiosk and Counter

Last verified: 28 October 2026 against KWSP's member registration page and account registration article. Short answer: MyKad and MyPR holders can register and activate i-Akaun in the KWSP i-Akaun app using e-KYC (a MyKad scan, a phone code and a selfie). If that fails, use a self-service terminal (SST) at an EPF office, or register at a counter and activate with the SMS one-time password.

Talreon is an independent publisher and is not affiliated with KWSP (Employees Provident Fund, EPF). This page explains the process in our own words; the agency's own website and notices are the final word.

Who can register

KWSP says EPF registration is open to people aged 14 to below 75, covering Malaysian citizens, permanent residents, and non-Malaysian employees with a valid passport and work permit [KWSP]. App registration with e-KYC is only for MyKad and MyPR holders [KWSP]. Non-citizens use a passport-based flow in the app [KWSP guide].

Ways to activate, compared

ChannelWho it suitsWhat you needSource
KWSP i-Akaun app (e-KYC)MyKad / MyPR holdersMyKad/MyPR, a phone for the code, a selfie[KWSP]
Self-service terminal (SST) at an EPF officeIf app e-KYC failsMyKad/MyPR, thumbprint, mobile number and email[KWSP]
EPF office counter + OTPIf both failID; you then receive an SMS one-time password to activate[KWSP]
FeesNo fee is listed on KWSP's registration pages we checkedCheck with KWSP[KWSP]

Step by step: KWSP i-Akaun app

  1. Download the KWSP i-Akaun app from Google Play, the App Store or Huawei AppGallery [KWSP].
  2. Open the registration or activation option, choose First time user, then Register Now [KWSP easy guide].
  3. Tick the reCAPTCHA box, then scan the front of your MyKad/MyPR and check the details it reads [KWSP].
  4. Enter your mobile number and the code sent by SMS [KWSP].
  5. Take a selfie inside the on-screen circle [KWSP].
  6. Create your user ID and password, then pick a security image and set a secret phrase [KWSP]. KWSP's guide for non-citizen members asks for 8–16 characters with at least one uppercase letter, one lowercase letter and one number [KWSP guide]. For MyKad users, check the rules shown in the app.
  7. Review your details, agree to the terms, and you're done [KWSP easy guide].

Step by step: SST kiosk

  1. Insert your MyKad and follow the on-screen steps [KWSP].
  2. Enter your mobile number and email [KWSP].
  3. Create a user ID and password, choose a security image and set a secret phrase [KWSP].
  4. Once registered, you can scan the QR code on screen to get the app [KWSP].

Step by step: counter and OTP

  1. Register at an EPF office counter. You'll receive a one-time password by SMS [KWSP].
  2. In the app or on the i-Akaun web portal, choose Account registration or activation → Activate with OTP code received from EPF office [KWSP].

Documents checklist

  • MyKad or MyPR (citizens and PRs) [KWSP]
  • Non-citizens: a valid passport and work permit; form KWSP 3 (Daftar) if needed [KWSP]
  • KWSP says form KWSP 3 (Daftar) is needed if your MyKad chip can't be read or thumbprint verification fails [KWSP]
  • An active mobile number and email address

After you're in

Use i-Akaun to track contributions. See our EPF contribution rates guide and Akaun Fleksibel withdrawal guide, and project your savings growth with the compound interest calculator.

Common mistakes and safety

  • Doing the selfie step in poor light. KWSP advises a safe, well-lit place.
  • Sharing your OTP or password with anyone, including people who claim to be agents.
  • Installing an app that isn't KWSP's. Search the store for "KWSP i-Akaun" and check the publisher.

Related guides

Frequently asked questions

Can I register i-Akaun without going to an EPF office?

Yes, if you hold a MyKad or MyPR. KWSP's app supports e-KYC registration with a MyKad scan, a phone code and a selfie.

What if e-KYC fails?

KWSP suggests the self-service terminal at an EPF office, or counter registration with an SMS one-time password.

Can foreign workers register?

KWSP says non-Malaysian employees with a valid passport and work permit can register, and its app has a passport-based registration guide.

Where to check it yourself

Talreon is not affiliated with KWSP (Employees Provident Fund, EPF). Figures and steps on this page were checked against the linked pages on 28 October 2026. Read our editorial and review process and figures update log. Spotted something out of date? Email support@talreon.com with the page address.

Change log: 28 October 2026 – first published. Educational information only; not tax, financial or legal advice.

Sources

Last checked: 28 October 2026. Links opened on this date; figures are as stated above. Rules change, so confirm with the official agency before acting.