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Malaysia Financial Guides

Malaysia guides to EPF/KWSP, LHDN tax filing, home affordability and borrowing costs.

KWSP / EPF

Withdraw Akaun Fleksibel savings

Eligibility, channels, minimum withdrawal and payment details.

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Tax · YA 2025

LHDN tax relief checklist

Organize records and check current official relief conditions for 2026 filing.

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Home buying

Salary needed for a RM500,000 house?

Illustrative loan payments and lender affordability considerations.

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Home buying costs

Upfront costs of buying a house in Malaysia

Deposit, stamp duty, legal and other cash costs to plan for.

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EPF contributions

Malaysia EPF contribution rates explained

Understand local contribution rate assumptions and qualifications.

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Borrowing

Flat rate vs effective interest rate

Compare how hire-purchase rate quotations differ.

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