Singapore Financial Guides
Singapore guides to HDB loan eligibility, housing costs and buyer’s stamp duty.
These guides explain how the main Singapore money rules are worked out, so you can follow the numbers behind a housing, CPF or tax decision. Each one sets out the formula or rate table, walks through a worked example, and links to the official source to check, such as HDB, IRAS or the CPF Board.
A good order for a home purchase is to start with HDB loan eligibility, then work out buyer’s stamp duty and any additional buyer’s stamp duty, and finally check how much of your CPF Ordinary Account you can use. For salary and tax planning, read the CPF contribution rates guide alongside the resident income tax brackets. Figures are dated on each page because rates and thresholds are revised from time to time.
How HDB loan eligibility works
Understand HFE assessment and the official criteria to verify.
Open →HDB housingHDB loan eligibility 2026
Income ceiling, HFE letter, 75% LTV and 30% MSR.
Read guide →CPF housingUsing CPF to buy a home
Valuation Limit, age-95 lease rule and refunds.
Read guide →IRAS stamp dutyHow to pay BSD and ABSD
14-day deadline, myTax Portal steps and penalties.
Read guide →Property costsSingapore Buyer’s Stamp Duty explained
Review the calculation and verify current IRAS rules.
Open →Property taxABSD rates
Citizen, PR, foreigner and entity rates from 27 April 2023.
Open →CPFCPF contribution rates 2026
Employer and employee rates by age from 1 January 2026.
Open →CPFCPF retirement sums 2026
BRS $110,200, FRS $220,400, ERS $440,800 and estimated payouts.
Open →Income taxSingapore income tax rates
Resident brackets 0% to 24% from YA 2024.
Open →Income taxHow to file with IRAS
Who must file, the 18 April deadline and the myTax Portal steps.
Open →Talreon is an independent publisher. These resources are educational; verify current rules, rates and eligibility with official providers before acting.