Financial calculator
Net Worth Calculator
Calculate net worth from total assets and liabilities.
Build your scenario
Use your actual figures where available. The output is an educational estimate based on the assumptions below.
FINANCIAL ESTIMATE
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Assets—
Liabilities—
Net worth / assets—
Results are estimates for education. Actual terms, rates, taxes, fees, compounding, and lender or investment conditions can change the outcome.
How this net worth calculator works
Net worth is a snapshot: total assets minus total liabilities. The tool does not revalue property, discount retirement taxes, or project future balances.
Important: Review the assumptions shown under each input. Changing one assumption can materially change the result.
When to use this calculator
- Add up what you own and subtract what you owe for a single-date picture.
- Recheck after a large payment, a home-price change or a new loan.
- Keep this separate from the budget calculator, which shows leftover monthly cash flow.
Related education
Read the guide → Browse all financial guides →
Frequently asked questions
Should I use purchase price or current value?
Use your current estimates. The calculator does not look up market prices.
How do I treat a home and mortgage?
Put the home in assets and the remaining loan in liabilities if you want equity reflected.
Are retirement-account taxes modeled?
No. Include the account value if you want it in the snapshot; withdrawal tax is not deducted.