Australia Stamp Duty Calculator (all states and territories)
Estimate transfer (stamp) duty in all eight Australian states and territories, with first home concessions and foreign buyer surcharges where published.
Queensland example: on a $795,000 first home the duty is $19,890.00 (home concession $21,625 less the $1,735 first home concession). Source: Queensland Revenue Office. All states and territories are now included.
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Use your actual figures where available. The output is an educational estimate based on the assumptions below.
Queensland rates used
| Dutiable value | General rate | Home concession rate |
|---|---|---|
| Up to $5,000 | Nil | $1.00 per $100 to $350,000; then $3,500 + $3.50 per $100 to $540,000 |
| $5,000–$75,000 | $1.50 per $100 over $5,000 | |
| $75,000–$540,000 | $1,050 + $3.50 per $100 over $75,000 | (see above) |
| $540,000–$1,000,000 | $17,325 + $4.50 per $100 over $540,000 | $10,150 + $4.50 per $100 over $540,000 |
| Over $1,000,000 | $38,025 + $5.75 per $100 over $1,000,000 | $30,850 + $5.75 per $100 over $1,000,000 |
First home concession, existing home (contracts on or after 9 June 2024): deduct $17,350 below $710,000, falling by $1,735 per $10,000 band to nil at $800,000. First home (new home) and first home vacant land concessions: for contracts from 1 May 2025 the concession reduces duty to nil, with no value cap, when all conditions are met. Additional foreign acquirer duty (AFAD): an extra 8%. Sources: QRO transfer duty rates, QRO home concession rates, QRO first home (new home), QRO first home vacant land, QRO AFAD.
New South Wales rates used (2026/27)
| Dutiable value | Transfer duty |
|---|---|
| $0–$18,000 | $1.25 per $100 (minimum $20) |
| $18,001–$38,000 | $225 + $1.50 per $100 over $18,000 |
| $38,001–$103,000 | $525 + $1.75 per $100 over $38,000 |
| $103,001–$387,000 | $1,662 + $3.50 per $100 over $103,000 |
| $387,001–$1,290,000 | $11,602 + $4.50 per $100 over $387,000 |
| Over $1,290,000 | $52,237 + $5.50 per $100 over $1,290,000 |
| Residential over $3,870,000 (premium) | $194,137 + $7.00 per $100 over $3,870,000 |
First Home Buyers Assistance Scheme: no duty on a new or existing home up to $800,000 or vacant land up to $350,000; for homes from $800,001 to $999,999 duty is full duty − (($1,000,000 − value) ÷ $200,000 × duty on an $800,000 home), per Duties Act 1997 (NSW) s 78A. A reduced rate also applies to land from $350,000 to $450,000; that one is not calculated here. Foreign buyers pay surcharge purchaser duty of 9% of the dutiable value on top. Sources: Revenue NSW thresholds and rates, First Home Buyers Assistance Scheme.
Victoria rates used
| Dutiable value | General rate (contracts from 1 July 2021) | Principal place of residence rate |
|---|---|---|
| $0–$25,000 | 1.4% of the value | 1.4% of the value |
| $25,001–$130,000 | $350 + 2.4% over $25,000 | $350 + 2.4% over $25,000 |
| $130,001–$440,000 | $2,870 + 6% over $130,000 | $2,870 + 5% over $130,000 |
| $440,001–$550,000 | (as above, to $960,000) | $18,370 + 6% over $440,000 |
| $960,001–$2,000,000 | 5.5% of the whole value | General rate applies over $550,000 |
| Over $2,000,000 | $110,000 + 6.5% over $2,000,000 | General rate |
First home buyers (new or established home, or vacant land to build a first home): no duty up to $600,000; from $600,001 to $750,000 duty is reduced by duty × ($750,000 − value) ÷ $150,000, per Duties Act 2000 (Vic) s 57JA. Foreign purchaser additional duty: 8% for contracts from 1 July 2019. Sources: SRO general rates, SRO PPR rates, SRO first home buyers, SRO foreign purchaser duty.
Western Australia, South Australia, Tasmania, ACT and NT
| State | General rate (per $100 or part) | Concessions modelled |
|---|---|---|
| WA | $1.90 to $120,000; $2,280 + $2.85 over $120,000; $3,135 + $3.80 over $150,000; $11,115 + $4.75 over $360,000; $28,453 + $5.15 over $725,000 | Home up to $200,000: $1.50 to $120,000, then $1,800 + $4.04. First home owner rate (agreements from 7 May 2026): nil to $600,000, then $16.15 per $100 over $600,000 to an $800,000 cap; vacant land nil to $450,000, then $20.14 per $100 to a $550,000 cap. Foreign buyer surcharge 7%. |
| SA | $1.00 to $12,000; $120 + $2.00 over $12,000; $480 + $3.00 over $30,000; $1,080 + $3.50 over $50,000; $2,830 + $4.00 over $100,000; $6,830 + $4.25 over $200,000; $8,955 + $4.75 over $250,000; $11,330 + $5.00 over $300,000; $21,330 + $5.50 over $500,000 | First home buyers of a new home or vacant land to build on: no duty for contracts from 6 June 2024, no value cap. Established homes get no relief. Foreign ownership surcharge 7% of the value (Stamp Duties Act 1923 (SA) s 72), modelled. |
| TAS | $50 to $3,000; $50 + $1.75 over $3,000; $435 + $2.25 over $25,000; $1,560 + $3.50 over $75,000; $5,935 + $4.00 over $200,000; $12,935 + $4.25 over $375,000; $27,810 + $4.50 over $725,000 | None. The first home buyer established-home exemption (to $750,000) ended for transfers settling after 30 June 2026. The foreign investor duty surcharge is not modelled. |
| ACT | Not owner-occupier: $1.20 to $200,000; $2,400 + $2.20 over $200,000; $4,600 + $3.40 over $300,000; $11,400 + $4.32 over $500,000; $22,200 + $5.90 over $750,000; $36,950 + $6.40 over $1,000,000; above $1,455,000 a flat $4.54 per $100 of the whole value | Owner-occupier: $0.28 to $260,000; $728 + $2.20 over $260,000; $1,608 + $3.40 over $300,000; $8,408 + $4.32 over $500,000; $19,208 + $5.90 over $750,000; $33,958 + $6.40 over $1,000,000; flat 4.54% above $1,455,000. Home Buyer Concession Scheme: full concession from 1 July 2026 with no price cap or income test (5-year no-ownership rule applies). |
| NT | Up to $525,000: D = 0.06571441 × V² + 15 × V, where V is the value ÷ 1,000; over $525,000 and under $3M: 4.95% of the value; $3M to under $5M: 5.75%; $5M or more: 5.95% | None. The house-and-land package exemption (builder contracts 1 July 2022 to 30 June 2027) is described but not calculated. |
Sources: RevenueWA transfer duty assessment, RevenueWA first home owner rate, RevenueSA rates, RevenueSA first home buyer relief, RevenueSA foreign ownership surcharge, SRO Tasmania rates, SRO Tasmania first home relief, ACT Revenue Office rates, ACT Budget 2026-27 updates, NT Territory Revenue Office, NT house-and-land package exemption.
Rates as of 23 October 2026. Not modelled: the NSW reduced rate for vacant land, the VIC off-the-plan and City of Melbourne concessions, pensioner concessions, part-residential properties, and exemptions from foreign surcharges, the foreign buyer surcharges in TAS and ACT (the NT has no foreign buyer surcharge), the WA first home rates for agreements before 7 May 2026, regional first home thresholds, and the ACT pensioner, disability and off-the-plan schemes. Results are rounded to the cent and may differ by a few dollars from official calculators.
Worked example
$795,000 first home: home concession rate $10,150 + $4.50 × 2,550 = $21,625, less $1,735 = $19,890.00. At the general rate the same purchase would cost $28,800.00.
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Frequently asked questions
How much stamp duty on a $795,000 first home in Queensland?
$19,890.00: $21,625 at the home concession rate less the $1,735 first home concession, per the Queensland Revenue Office.
Worked example: QLD duty on an $850,000 investment property?
$17,325 + $4.50 × 3,100 = $31,275 at the general rate, matching the QRO example.
Which states are covered?
All eight: NSW, VIC, QLD, WA, SA, TAS, ACT and NT, from each revenue office (rates as of 23 October 2026). Some concessions and surcharges are not modelled; see the notes on the page.
How much stamp duty on a $1,350,000 home in NSW?
$55,537: $52,237 plus $5.50 for every $100 over $1,290,000, the Revenue NSW 2026/27 example.
Educational information only; not financial, tax, legal, or investment advice.