UK Stamp Duty Worked Examples at Common Prices
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Quick figures for England and Northern Ireland: a £300,000 home costs £5,000 in SDLT for a standard buyer, £0 for a first-time buyer, £20,000 as a second home and £11,000 for a non-UK resident.
Want your own figure? Use our stamp duty calculator for England and Northern Ireland.
These examples use the residential SDLT rates on GOV.UK for purchases from 1 April 2025 (GOV.UK: residential property rates; GOV.UK: higher rates for additional residential property). Standard bands are 0% to £125,000, 2% to £250,000, 5% to £925,000, 10% to £1.5 million and 12% above.
SDLT at common prices
| Price | Standard buyer | First-time buyer | Additional property | Non-UK resident (main home) |
|---|---|---|---|---|
| £200,000 | £1,500 | £0 | £11,500 | £5,500 |
| £250,000 | £2,500 | £0 | £15,000 | £7,500 |
| £300,000 | £5,000 | £0 | £20,000 | £11,000 |
| £400,000 | £10,000 | £5,000 | £30,000 | £18,000 |
| £500,000 | £15,000 | £10,000 | £40,000 | £25,000 |
| £650,000 | £22,500 | £22,500 (no relief) | £55,000 | £35,500 |
| £1,000,000 | £43,750 | £43,750 (no relief) | £93,750 | £63,750 |
| £2,000,000 | £153,750 | £153,750 (no relief) | £253,750 | £193,750 |
The non-UK resident column assumes a first purchase that is not a first-time buyer claim. A non-resident first-time buyer pays the relief rates plus 2%, for example £13,000 at £400,000.
Showing the working
£400,000, standard buyer
- £125,000 at 0% = £0
- £125,000 at 2% = £2,500
- £150,000 at 5% = £7,500
- Total £10,000 (2.5% effective rate)
£400,000, first-time buyer
- £300,000 at 0% = £0
- £100,000 at 5% = £5,000
- Total £5,000
£650,000, additional property
- £125,000 at 5% = £6,250
- £125,000 at 7% = £8,750
- £400,000 at 10% = £40,000
- Total £55,000
£2,000,000, standard buyer
- £0 + £2,500 on the first £250,000
- £675,000 at 5% = £33,750
- £575,000 at 10% = £57,500
- £500,000 at 12% = £60,000
- Total £153,750 (about 7.7%)
Patterns worth knowing
- The additional-property figure is always the standard figure plus 5% of the price.
- The non-resident figure is the standard figure plus 2% of the price.
- First-time buyers save a flat £5,000 between £300,000 and £500,000, then lose the relief entirely.
Try any price
For a price not in the table, use the Talreon UK stamp duty calculator, which shows the same band-by-band working.
Frequently asked questions
How much stamp duty on a £300,000 house?
£5,000 for a standard buyer, £0 for a first-time buyer, £20,000 if it is an additional property, and £11,000 for a non-UK resident.
How much stamp duty on a £500,000 house?
£15,000 standard, £10,000 for a first-time buyer, £40,000 as an additional property.
How much stamp duty on a £1 million house?
£43,750 for a standard buyer and £93,750 if it is an additional property.
Do these figures apply in Scotland or Wales?
No. They are for England and Northern Ireland only.
Sources
- GOV.UK: Stamp Duty Land Tax residential property rates
- GOV.UK: Stamp Duty Land Tax, buying an additional residential property
Related tools
- UK stamp duty calculator — band-by-band SDLT for any price.
- Mortgage calculator — monthly repayment on the loan.
- ISA savings calculator — saving towards a deposit.
Related guides
Open the UK stamp duty calculator → Browse all guides →
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