Budget & Savings Goal Planner
A monthly budget with a built-in 50/30/20 check, plus a savings-goal sheet that tells you how much to put aside each month for every goal.
Made by Talreon.com, the same team behind the free budget calculator.
Three tabs. Real formulas. Yellow inputs.
Change any yellow input and everything updates. Sample figures are included so you can see how it works straight away; overwrite them with your own.
1. Budget
Planned vs actual for each category, grouped as needs, wants or savings, with differences calculated automatically.
2. 50/30/20 check
See what share of income goes to needs, wants and savings, and how that compares with the 50/30/20 rule of thumb.
3. Savings goals
Target, amount saved, months left and an optional expected return → the monthly amount needed for each goal.
Who this planner is for
- First-time budgeters who want one simple sheet
- Households planning an emergency fund, deposit or holiday
- Anyone who tried the 50/30/20 rule and wants to track it
Want to try the maths first? Use Talreon's free budget calculator or savings calculator. This spreadsheet keeps your numbers in one place you can save and update.
Excel (.xlsx) · Opens in Google Sheets · Licensed for your own personal or business use
Buy by email — US$9 Buy via WhatsApp — US$9 Enquire
How it works: send us a short email with your name and whether you prefer Excel or Google Sheets. We reply with a bank transfer invoice (usually within 1 business day). After you pay, we email you the file.
Questions first? support@talreon.com
Frequently asked questions
What format is the file?
An .xlsx Excel workbook. Open it in Microsoft Excel, import into Google Sheets (File → Import), or open it in LibreOffice Calc.
How do I buy and receive the file?
Click Buy by email or Buy via WhatsApp (+65 8791 2456), or email support@talreon.com directly. Include your name and preferred format (Excel or Google Sheets). We send a bank transfer invoice within about 1 business day. After payment clears, we email you the .xlsx file. There is no self-serve checkout yet.
What is the refund policy?
If the file doesn't open or work as described, email us within 7 days of purchase for a full refund. Contact support@talreon.com.
Is this financial advice?
No. It is an educational spreadsheet with working formulas. Results are estimates; check the details for your own situation.
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Email support@talreon.com with any questions. Content is reviewed by the Talreon team (Hypercloudsoft, Singapore).