Malaysia Digital Bank Savings Rates
Compare published rates
This directory compares advertised standard rates for selected Malaysian digital bank deposit products. It is a snapshot checked on 25 October 2026. Rates, eligibility, limits and terms can change; confirm the current details with the provider before acting.
| Provider | Product | Published rate | Interest basis / conditions | Deposit protection | Official details |
|---|---|---|---|---|---|
| GXBank | Main Savings Account | 2.00% p.a. | Daily interest; standard published rate | PIDM member; eligible deposits up to RM250,000 per depositor, subject to PIDM rules | GXBank account details |
| GXBank | Savings Pockets | 2.00% p.a. | Daily interest; standard published rate | PIDM member; eligible deposits up to RM250,000 per depositor, subject to PIDM rules | GXBank account details |
| Boost Bank | Savings Account | 2.50% p.a. | Daily interest; standard published rate | Bank states it is a PIDM member; product eligibility and applicable limits apply | Boost Bank rates |
| Boost Bank | Savings Jars | 3.00% p.a. | Daily interest; jar-specific terms apply | Bank states it is a PIDM member; product eligibility and applicable limits apply | Boost Bank rates |
| Ryt Bank | Ryt Save (base rate) | 2.05% p.a. | Daily interest; bonus rates require qualifying activity and are capped | Check Ryt Bank and PIDM current deposit eligibility disclosures | Ryt Bank Savings Account |
| AEON Bank | Savings Pots (promotion) | 3.00% p.a. | Promotional rate stated through 28 February 2027; terms may apply | AEON Bank is a PIDM member; eligible deposits subject to PIDM rules and limits | AEON Bank promotion |
Rates checked 25 October 2026. Includes conditional or promotional rates only when identified as such. Variable, promotional and conditional bonus rates may have eligibility rules and expiry dates; verify current terms with each provider before opening an account.
How to read the comparison
The annual rates shown are the providers’ published rates at the time checked. “Daily interest” describes the frequency stated by the provider; it does not mean the rate is fixed. Savings jars may have separate terms from the main account. Promotional and conditional rates are identified in the table because their eligibility and end dates vary.
The table covers bank deposit products only. It does not compare investment portfolios or money-market funds, whose returns can fluctuate and may not be covered by deposit insurance in the same way as bank deposits. PIDM protection is subject to the applicable limits, eligibility and rules; read the bank’s current disclosure and PIDM information.
Sources and update method
- GXBank Savings Account: main account and Savings Pockets rate and PIDM disclosure.
- Boost Bank interest rates: Savings Account, Savings Jars and variable Special Jars rates.
- Ryt Bank Savings Account: current base rate and conditions.
- AEON Bank Savings Pots promotion: published promotional rate and end date.
Talreon checks these provider pages when updating the comparison. The “checked” date indicates when the displayed figures were verified, not a promise that a rate remains available.
Frequently asked questions
Are the rates guaranteed?
Banks may change their rates. Check the provider’s official page and terms before opening or funding an account.
Are all products in this table PIDM-insured deposits?
The listed GXBank, Boost Bank, Ryt Bank and AEON Bank products are bank deposit products; check each bank’s current PIDM disclosure and eligibility details. This table does not include investment cash-management products.
Frequently asked questions
Are the rates guaranteed?
Banks may change their rates. Check the provider’s official page and terms before opening or funding an account.
Are all products in this table PIDM-insured deposits?
The listed GXBank, Boost Bank, Ryt Bank and AEON Bank products are bank deposit products; check each bank’s current PIDM disclosure and eligibility details. This table does not include investment cash-management products.